Finovate connects to your real portfolio and gives you personalized guidance based on what you actually own. Not generic tips from the internet — real answers about your real money.
No complicated dashboards. No financial jargon. Just ask a question and get an answer that actually helps.
See all your investments across every broker and bank account in one place. Stocks, ETFs, bonds, crypto, cash — everything combined, regardless of currency.
Every morning, get a personal summary: what moved, why it matters for your portfolio, and whether you need to do anything. Like having a financial advisor on speed dial.
Ask "Will I have enough to retire?" and get a real answer based on your actual investments, not a generic online calculator. Test different scenarios in seconds.
Get notified when something needs your attention — a big market move, a dividend payment, or your portfolio becoming too concentrated in one area. No noise, only what matters.
Before you sell, ask "What would happen if I sell my Apple shares?" and see the tax impact, the effect on your portfolio balance, and whether it's the right move.
Tell Finovate your investment philosophy once — "I focus on dividends" or "I never want more than 15% in one stock" — and every suggestion from then on respects your preferences.
Understand how your investments actually performed — not just what went up, but whether you're keeping pace with the market. Honest answers, not flattering charts.
Upload a statement from your broker or a CSV file. Finovate reads it, understands it, and sets up your complete portfolio automatically. No manual data entry.
Set your target allocation and Finovate watches for drift. When your portfolio gets off-balance, you get specific suggestions — not vague advice, but exactly what to buy or sell.
No downloads, no sign-up forms. Start chatting and you're in.
Open the chat and start talking. No sign-up forms, no account creation. You're ready to go in seconds.
Upload a broker export or simply describe what you own. "I have 50 shares of Apple and 100 units of VWCE." That's it.
"How am I doing?" "Should I sell?" "Am I saving enough for retirement?" Ask in your own words. Finovate understands what you mean.
Most people never get answers to these questions because they don't have a wealth manager. Now you do.
"Can I retire at 60 instead of 65?"
Finovate tests your plan against thousands of possible market scenarios and gives you a clear probability — not a guess.
"Am I too heavily invested in tech?"
Get an honest assessment of how diversified you really are — and specific suggestions to fix any imbalance.
"What happens if I sell my Apple shares?"
See the tax impact before you trade. Finovate shows you what you'd owe and suggests whether now is the right time.
"Am I beating the market?"
Compare your actual returns against relevant benchmarks. Find out if your stock picks are really paying off — or if an index fund would do better.
"How much passive income do my investments generate?"
Track every dividend payment automatically. See your income trend and upcoming payments — perfect if you're building a dividend portfolio.
"Is anything wrong with my portfolio?"
Run an instant health check. Finovate spots concentration risk, missing diversification, and positions that need attention — things most people never catch until it's too late.
Investment advice has always been for the wealthy few. We're changing that.
No dashboards to learn, no tabs to click, no charts to interpret. Just ask a question in your own words and get a clear answer. It's like texting a friend who happens to be a financial expert.
Traditional tools wait for you to check them. Finovate reaches out when something matters — morning briefings, market alerts, rebalancing reminders. You set the schedule, it does the watching.
Finovate knows your portfolio, your goals, and your preferences. Every answer is about YOUR situation — not a one-size-fits-all recommendation from a blog post or a generic calculator.
"I used to check three different broker apps every morning. Now I just read my Finovate briefing over coffee. It tells me everything I need to know in 30 seconds."
"I asked 'Can I retire at 58?' and got a real answer with real numbers from my actual portfolio. No generic calculator has ever given me that kind of confidence."
"It warned me that 40% of my money was in one sector. I had no idea. That single alert probably saved me from a bad quarter."
Finovate is designed from the ground up to keep your financial data private and secure.
Finovate has no access to your brokerage accounts and cannot place trades, move funds, or make any changes on your behalf. It's read-only and advisory.
Each user's portfolio data is stored separately. There is no shared database where your information could leak or be mixed up with someone else's.
Your financial information is never shared with third parties, used for advertising, or sold to data brokers. Your portfolio is your business.
There's no username or password to remember — and none that could be leaked in a breach. Your identity comes from your messaging app, secured by its own encryption.
Every financial calculation uses the same precision standards as banking software. Your numbers are always exact — down to the last cent.
Designed and operated under European privacy standards. We believe your financial data deserves the strongest protection available.
Join the waitlist and be the first to try a financial advisor that actually understands your portfolio, answers in plain language, and never charges by the hour.
Free during early access. No credit card required.